Is a Cash Loan

Right For You?

We pride ourselves on personal service whereby every customer gets treated as an individual and not just a generic number.

Privacy, flexibility and options are key words describing our business model.

Our customers are individuals with different financial requirements. It is vital that we remain flexible and transparent

No customer will be forced to borrow any amount, the might not need.

Repayment period Min Next pay date to Max 90 days.

We will discuss your repayment options based on the affordability assessment completed as per the National Credit Act.

You can settle your loan earlier and a settlement discount will apply with no interest penalties for early settlement.

No upfront fees is allowed and you can use our loan calculator on our Homepage to get an estimate on all fees and interests.

Maximum Annual Percentage Rate (APR) is 38%

PLEASE NOTE: YOU CANNOT BORROW MORE THAN YOU CAN AFFORD TO REPAY

We recommend if you took out any payday loan/s, to try and reduce the amount/s borrowed in the following months. This is most efficient and cost effective way to reduce your monthly payday loans. This might sound strange coming from a credit provider, but we always advise our clients NOT cover the any shortfall with more payday loans.

PROTEA LOANS WILL NEVER ASK FOR A UPFRONT FEE PRIOR TO LOAN APPROVAL